Mortgage protection insurance pays off or covers your mortgage if you pass away, become disabled, or can no longer work — so the people you love never risk losing the home you built together.
Protects your biggest asset. Your home stays in your family. · Living benefits available. Coverage if illness strikes while you're here.
Pick a time that works for you. A relaxed 15-minute call to see if mortgage protection fits your loan and budget.
Choose a time →Have a quick question about how it works or what it covers? Text me for a fast, clear answer.
Send a text →Prefer to talk now? Call and speak with me directly. Real person, real guidance, no phone trees.
(614) 295-9485 →Your mortgage is almost certainly the largest financial obligation you carry. If something happens to you — death, disability, or serious illness — that obligation doesn't disappear. It falls on the people you leave behind. Mortgage protection keeps the home yours.
Mortgage protection can:
✓ Pay off your remaining mortgage balance on death
✓ Cover payments if disability stops your income
✓ Provide living benefits if you're critically ill
✓ Keep your family in the home, free and clear
Illustration only. Actual benefit amounts, coverage triggers, riders, exclusions, and limitations vary by carrier, plan type, and individual eligibility. All coverage is subject to underwriting approval. We'll review your real numbers together before you decide.
Pays off or covers your mortgage so your family keeps the home you worked for, no forced sale.
Disability riders keep payments covered if illness or injury stops you from earning.
Access your coverage early if diagnosed with a qualifying critical, chronic, or terminal illness.
Coverage built around your actual balance, monthly payment, and remaining term — nothing generic.
If you have a mortgage and people who depend on you, this coverage belongs in your protection plan.
You just made the biggest financial commitment of your life. Protect it from day one.
If one income carries the mortgage, losing it without coverage means losing the home.
No employer disability safety net means mortgage protection is even more critical for you.
If someone else lives under that roof, they deserve to keep it. Full stop.
No paperwork mazes. No jargon. Just a clear path from question to coverage.
Loan balance, monthly payment, term remaining — and who depends on you.
I compare carriers and coverage options to match your loan and your budget.
I show you exactly what's covered, what's not, and what it costs — no surprises.
Coverage goes in force. Your family's home is protected whatever comes next.
No. PMI protects the lender if you default. Mortgage protection protects your family by paying off or covering your loan if something happens to you. Completely different purpose.
Some policies let you access part of your death benefit early if you're diagnosed with a qualifying critical or terminal illness. You use it while you're alive — to pay bills, treatment, or the mortgage itself.
Many mortgage protection policies include or offer disability riders that cover your payments if you're unable to work. We'll look at those options together.
Policies can often be adjusted, or we'll find a new fit. I stay your point of contact through any changes to your loan situation.
Mortgage protection involves your biggest asset. You deserve straight answers — not a sales script. Call, text, or book and I'll walk you through the real numbers personally. A licensed agent handles everything, start to finish.
Spend fifteen minutes with someone who treats your coverage like it's their own. The review is free, and knowing your family keeps their home is priceless.
Mortgage Protection Disclaimer: Mortgage protection insurance is a life and/or disability insurance product. It is not a mortgage product and is not affiliated with, required by, or connected to any mortgage lender or servicer. Policy availability, benefit amounts, coverage triggers, riders, exclusions, waiting periods, and premiums vary by carrier, plan type, state, age, health status, and individual eligibility, and are subject to underwriting approval and change. Guarantees are based solely on the claims-paying ability of the issuing insurance company. Coverage is only effective when a policy is issued in writing by the insurance carrier and premiums are paid. This page is for general informational purposes only and does not constitute insurance advice.
Humam Khan | HK Insurance is a licensed independent insurance agency (NPN 21747250). We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Plan availability, benefits, and premiums vary by location and are subject to change.
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